- Investor Education
Understanding Income Structure
How private note investments generate consistent, predictable returns for investors
How Your Returns Are Generated
Borrower Pays Interest
Real estate investors borrow from Titan Funding to finance their projects. They pay interest on these loans, typically at rates between 10-14% annually, depending on the loan terms and risk profile.
Interest Flows to Note Holders
As a private note investor, you receive a portion of the interest paid by borrowers. Your return is determined by the terms of your specific note investment, typically ranging from 10-12% annually.
Principal Returned at Maturity
When the underlying loan matures (typically 12-24 months), the borrower repays the principal. Your original investment is then returned to you, along with any final interest payment.
Payment Structures
Monthly Interest Payments
Receive regular monthly interest payments throughout the loan term, providing consistent cash flow for living expenses or reinvestment.
Example:
$100,000 investment at 10% annual rate = $833.33/month in interest payments
Accrued Interest (Balloon)
Interest accrues throughout the loan term and is paid in a lump sum at maturity along with your principal. Ideal for maximizing compound growth.
Example:
$100,000 investment at 10% for 12 months = $110,000 at maturity
Return Expectations
Investment Tier
Minimum Investment
Target Annual Return
Typical Term
Standard Note
$100,000
10-11%
12-18 months
Premium Note
$250,000
11-12%
12-24 months
Elite Note
$500,000+
12%
12-24 months
Important:
Returns shown are targets based on historical performance and are not guaranteed. Actual returns may vary based
on market conditions, loan performance, and other factors. Past performance is not indicative of future results.
How We Compare
4-5%
High-Yield Savings
FDIC insured, highly liquid
10-12%
Titan Private Notes
Asset-backed, fixed term
$07-10%
Stock Market (Historical)
Volatile, market-dependent
Calculate Your Potential Returns
Use our investment calculator to see how private notes could work in your portfolio.