Rental Property Loans Based on Cash Flow
Long-term financing for rental properties based on the property’s debt service coverage ratio (DSCR), not your personal income or tax returns.
Who Is This Loan For?
- Rental property investors building a portfolio
- Self-employed borrowers with complex tax returns
- Investors with multiple financed properties
- Borrowers seeking long-term, permanent financing
Loan Parameters
Loan Amount
$100K – $3M
LTV
Up to 80%
DSCR Requirement
1.0x – 1.25x
Interest Rate
7% – 9%
Term
30 Years (5/1 or 7/1 ARM)
Documentation
No Tax Returns
How It Works
Calculate DSCR
We divide the property’s monthly rent by the PITIA payment to determine eligibility.
Simple Underwriting
Provide lease, property insurance, and basic borrower info. No income docs needed.
Close & Cashflow
Close in 3-4 weeks and enjoy long-term financing with stable payments.
Start Your Application
Get pre-qualified in minutes. No credit check required to start.